Are you thinking about purchasing a home? Are you concerned about whether or not you qualify for a Traditional Home Mortgage? If so, you are in the right place!
In Real Estate, there's no such thing as "One Size Fits All". Each Home Buyer's situation is unique. No two Buyers are the same. In order to assist Buyers with different financial situations, there are multiple Home Buying Options available.
For Buyers who do not qualify for traditional Home Mortgages, there may be another option for you. The Lease- To -Own programs can be a viable option to help you get into your new home. The Basics of Lease-To-Own are you get to select a home that you would like to purchase, you live in the home as a rental/leased property for a pre-determined amount of time- typical 18- 36 months (varies depending on the program). At the end of the lease period, you can purchase the home with a Traditional mortgage.
During the time you are renting the home, typically you are working towards improving your financials and/or your credit. Most Lease-To-Own options allow the Renter to purchase the home at an earlier date if the Renter is in a position to do so.
If you would like to further inquire about Lease-To-Own options available to you, please call us today. We can answer your questions, as well as, get you started on the Path to Home Ownership!
Stacey Stanford, Broker
Halstan Realty
Office: 678-318-1913
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